Information protection
ChitMate is designed to protect user data with privacy-minded product decisions and secure account practices.
Safety and trust
Use ChitMate with people you know and trust.
ChitMate helps organize savings circles, but it does not guarantee contributions, payouts, member behavior, or the financial reliability of any circle.
Important limitation
ChitMate does not currently hold or transfer money.
ChitMate is not a bank, lender, investment platform, escrow service, or payment processor.
01No guaranteesWe do not guarantee payouts or member reliability.
02Trusted circles onlyJoin groups only with people you personally trust.
03Report concernsUse support channels to report fraud, abuse, or security concerns.
Authentication
Users should protect accounts with strong credentials and avoid sharing verification codes.
Privacy controls
Group access should stay limited to intended members and organizers.
Fraud and abuse reporting
Report suspicious activity, impersonation, or group misuse through support.
Trusted group tips
Agree on written rules, schedules, roles, and what happens if someone misses a contribution.
Secure development
Security and privacy reviews should remain part of the product development process.